Here are answers to some of the most common questions that we get asked by people who are thinking about applying for a cash advance.
All of our panel of lenders have slightly differing lending criteria which you would have to meet to be able to borrow money from them.
Normally to be able to apply for a payday loan, it’s essential to be aged 18 years or over, be a permanent resident in the USA, possess a standard supply of income and hold an active bank account which funds may be paid into. Any other criteria will differ from lender to lender. Either way we’re confident that we are going to be able to locate a lender for you!
With a short term cash advance you can borrow between $100 and $1000. The total amount which you will be eligible to borrow will be dependent upon several things including your individual circumstances (such as your earnings), the laws that govern your state and whether or not you have a good history of paying back your loans on time in the past.
Applying for a pay day cash advance is really simple. Just fill in our short application form and wait to see if your loan has been approved! The process is very quick and simple and most lenders do not require a fax or phone call.
No, Cashadvance-247.com doesn’t charge an application fee to our clients. Loans do not have a guaranteed approval so we are strongly against loan application fees. Any charges will be levied by the lender and not cashadvance-247.com and will fully disclosed to you before you sign your loan agreement. You are under absolutely no obligation to go forward with the loan application should you change your mind.
Normally, where you apply for a loan early on a weekday you may receive your funds on the same day. If you apply late in the afternoon, on a weekend or on a public holiday; it is possible that you will get your money on the next working day. Each of our lenders will follow their very own policies when it comes to time-scales for the transferring of funds to your account, please check this with your lender prior to agreeing to your payday loan offer.
Our panel of payday lenders charge varying levels of interest. Whatever it is the lender has to tell you in advance so that you can make an informed choice about whether to accept the loan terms offered to you. You are not obligated to accept in any way until you sign the agreement.
No. There is no inference on our part in any way that a loan is guaranteed to be approved.
Yes you can still apply for a cash advance, even with a poor credit rating. Our pay day lenders look at your income and the ability to repay the loan back. Some of our panel of lenders cater especially for people that have an adverse credit score.
If you can’t afford to make your loan repayment on time it is very important that you speak to directly to the lender as soon as possible. The lender will go over the different options that you have and they may be able to provide you with alternative re-payment dates. It is important that you don’t ignore the problem and hope that it goes away.
Yes of course you can pay back your loan early! If you have the money it is a good idea to pay the loan back while you know that you can afford to without disrupting to your finances. It just means you have one less worry when you get your wages.
The operator of this site is not a lender or loan broker, and doesn't make lending decisions on behalf of lenders. We do not make cash advances or credit decisions. Advertising on or through this website does not constitute an offer or solicitation to lend money to you. This site will submit the information you provide to a lender who makes short-term cash loans to borrowers who meet its lending criteria. Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan.
The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse any particular lender or charge you for any service or product. Not all lenders can provide the maximum amount advertised. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required.
This service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. Residents of Georgia, Massachusetts, Virginia & West Virginia are not eligible to apply for a cash advance on this web site. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to address immediate cash needs and are not a long term solution for financial problems.