Payday loans - 24/7 Cash advances

Frequently asked questions

Here are answers to some of the most common questions that we get asked by people who are thinking about applying for a cash advance.

Am I eligible to apply for a loan?

All of our panel of lenders have slightly differing lending criteria which you would have to meet to be able to borrow money from them.

Normally to be able to apply for a payday loan, it’s essential to be aged 18 years or over, be a permanent resident in the USA, possess a standard supply of income and hold an active bank account which funds may be paid into. Any other criteria will differ from lender to lender. Either way we’re confident that we are going to be able to locate a lender for you!

How much can I borrow?

With classic payday loans and personal installment loans you can borrow up to 5000$. The total amount which you will be eligible  to borrow will be dependent upon several things including your individual circumstances (such as your earnings), the laws that govern your state and whether or not you have a good history of paying back your loans on time in the past.

How do I apply for a loan?

Applying for a pay day cash advance is really simple. Just fill in our short application form and wait to see if your loan has been approved! The process is very quick and simple and most lenders do not require a fax or phone call.

Is there a loan application fee?

No, Cash Advance 24/7 doesn’t charge an application fee to our clients. Loans do not have a guaranteed approval so we are strongly against loan application fees. Any charges will be levied by the lender and not and will fully disclosed to you before you sign your loan agreement. You are under absolutely no obligation to go forward with the loan application should you change your mind.

How fast can I get my loan funds?

With Cash Advance 24/7 your cash request is processed immediately. Expect to get money deposited into your bank account in minutes.

How much will it cost?

Our panel of payday lenders charge varying levels of interest. Whatever it is the lender has to tell you in advance so that you can make an informed choice about whether to accept the loan terms offered to you. You are not obligated to accept in any way until you sign the agreement.

Is my loan application guaranteed to be approved?

No. There is no inference on our part in any way that a loan is guaranteed to be approved.

I have a poor credit rating – can I still apply?

Yes you can still apply for a cash advance, even with a poor credit rating. Our pay day lenders look at your income and the ability to repay the loan back. Some of our panel of lenders cater especially for people that have an adverse credit score.

What do I do if I cant afford to make the repayment on time?

If you can’t afford to make your payday loan repayment on time it is very important that you speak to directly to the lender as soon as possible. The lender will go over the different options that you have and they may be able to provide you with alternative re-payment dates. It is important that you don’t ignore the problem and hope that it goes away.

Can I pay my loan back early?

Yes of course you can pay back your loan early! If you have the money it is a good idea to pay the loan back while you know that you can afford to without disrupting to your finances. It just means you have one less worry when you get your wages.



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